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MVP Stage// Applied AI Research
System Architecture: CredTurn
A scalable credit and financial infrastructure product. Built as a core case study for applied AI in fintech, designed with a modular, API-first architecture.
Infrastructure
Next.js
Backend
Node.js
Database
PostgreSQL
Engine
Custom AI Logic
1. Abstract & Problem Space
Detailed breakdown of the market gap and the specific problem CredTurn aims to solve. As an Applied AI studio, we identified that traditional solutions fail to scale efficiently without embedding AI logic at the architectural level.
2. Execution & Architecture
By prioritizing an API-first approach, the system remains entirely decoupled. The primary business logic operates entirely independent of the presentation layer, allowing rapid iteration by the solo founder model.
GET /api/v1/credturn/score
{"status": "success", "data": {"userId": "usr_9a8b7c6d", "creditProfile": {"score": 742, "riskTier": "low", "modelConfidence": 0.94}}}